Financial Calculators

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

This information is provided to you as a courtesy. When you link to any of the websites provided here, you are leaving this website. We make no representation as to the completeness or accuracy of information provided at these websites.

  • Accelerated Debt Payoff

    Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.

  • Amortizing Loan Calculator

    Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!

  • Auto Rebate vs. Low Interest Financing

    Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate.

  • Credit Card Pay Off

    Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.

  • Equipment Buy vs. Lease

    Should you lease your equipment or finance it? Find out with this calculator!

  • Existing Loan Calculator

    Use this calculator to analyze one of your existing loans. Calculate your remaining balance based on the number of monthly payments you have remaining.

  • Lease vs. Buy

    Should you lease your next automobile or finance it? Find out with this calculator!

  • Life Expectancy Calculator

    This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.

  • Lunch Savings Calculator

    Use this calculator to see how a simple change such as bringing a bagged lunch to work can really add up.

  • Mortgage Loan Calculator

    Use this calculator to determine your monthly payment and amortization schedule.

  • Mortgage Payoff

    Save thousands of dollars in interest by increasing your monthly mortgage payment.

  • Refinance Breakeven

    Should you refinance your mortgage? Use this calculator to determine when you will breakeven!

  • Rolldown your Credit Card debt!

    The Credit Card Rolldown Calculator applies two simple principles to paying off your credit card debt.

  • Social Security Benefits

    Use this calculator to estimate your Social Security benefits.

  • Investment Loan

    This calculator helps illustrate the effect of using a loan to purchase an investment or appreciable asset. Using debt as leverage to purchase investments can magnify your return.

  • Student Budget Calculator

    This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.

  • Savings

    What will it take to help reach your savings goals? This financial calculator helps you find out. Enter in your savings plan and view graphically your financial results.

Contact Us

Financial Management Associates, LLC
471 Andover Street
North Andover, MA 01845-5822
Phone: 978-687-2867
Fax: 978-975-1948
E-Mail: liz.meissner@fmallc.com

Investment Updates

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